Student Loan Default: 2 Ways To Avoid Wage Garnishment
With wage garnishment on defaulted student loans paused, over 5.5 million borrowers have a limited window to consolidate …
Alyssa Young3 min read
federal student loans
Alyssa Young3 min read
Student Loan Forbearance Could Carry Hidden Costs
Pausing student loan payments through forbearance can bring quick relief, but accruing interest and credit report ripple effects …
Alyssa Young2 min read
Student Loan Debt: How Does Yours Compare to Others
Student loan debt by age reveals a surprising pattern: borrowers in their 50s carry the heaviest balances, not …
Ralph Fernandez3 min read
Student Loans: How to Manage Payments After Deferment Ends
Deferment can pause federal student loan payments for up to three years, but interest may keep growing. Here's …
Ralph Fernandez3 min read
Student Loans SAVE Plan: What Borrowers Need to Know Now
The SAVE plan promised lower payments and faster forgiveness, but litigation has frozen it. Here is how it …
Tabitha Brown7 min read
Best Student Loans: Top Lenders Compared for Borrowers
Federal Direct Loans lead the pack for most students, but the right choice depends on your credit, cosigner …
Ralph Fernandez7 min read
Mohela Student Loans: What Borrowers Need to Know
Mohela is one of the largest federal student loan servicers, but knowing its role, and your repayment options, …
Ralph Fernandez6 min read
Student Loans Repayment: What Borrowers Need to Know Now
A practical breakdown of how student loans repayment works, from grace periods and servicer billing to comparing federal …
Tabitha Brown6 min read
Are Student Loans Worth It? What Borrowers Should Know
How much student debt is too much? A simple salary based rule, plus federal versus private loan rates, …
Tabitha Brown3 min read
Colleges Rely on Federal Funding: What Happens When It Stops
Nearly 100 colleges have had federal funding frozen or cut, including Columbia University's $400 million research budget. Here's …
Alyssa Young3 min read
Student Loan Servicer Changed? How to Stay on Track
Switching student loan servicers is common, but errors happen. Here's what to check, what to save, and who …
Alyssa Young3 min read
Student Loan Collections: How to Protect Your Finances
Federal student loan collections have resumed, putting borrowers in default at risk of wage garnishment. Here's how rehabilitation, …
Ralph Fernandez3 min read
Student Loan Refinancing: How Your Credit Score Affects Approval
Refinancing your student loans could lower your payments, but your credit score decides whether that's true. Here's how …
Tabitha Brown4 min read